M-PESA Safety and Fraud Guide 2026 – How to Protect Your Money and PIN
M-PESA Safety and Fraud Guide 2026 Learn how to protect your M-PESA money, PIN, phone and transaction details from fraudsters. This M-PESA Safety and Fraud Guide 2026 explains common M-PESA scams and how to protect yourself from fake SMS, reversal scams, PIN theft, fake customer care calls, fake apps, wrong number tricks and social media fraud. Golden rule: Never share your M-PESA PIN, OTP, SIM passcode, app password or card details with anyone. Safaricom staff or agents should not ask for your PIN. Never share M-PESA PIN Verify SMS & calls Use only Official channels Common M-PESA Scams in Kenya Scam Type How It Works How to Stay Safe Fake reversal SMS Fraudster sends a fake message claiming money was sent to you by mistake. Check your actual M-PESA balance and official transaction...